Ultimate Image Insurance Services

Beach & O'Neill Insurance Associates planted its roots in the Fair Oaks, CA area in 1947. Agency owner, Mike O'Neill moved the agency into the Fair Oaks Village in 1985. After more than 20 years of operating from historical Fair Oaks Village, Beach & O'Neill Insurance Associates Inc. moved to our current location of 7520 Greenback Lane in Citrus Heights, CA.

In January 2004, Mike O'Neill initiated the agency perpetuation plan and sold the agency to three of his sons: Christopher O'Neill, Patrick O'Neill and Michael S. O'Neill. Each of these O'Neill's has invested years in each area of the agency and their conversion from management to ownership was seamless. A Corporation was formed – Beach & O'Neill Insurance Associates Inc.

Beach & O'Neill Insurance Associates has specialized in the beauty/barber industry for over 10 years.  Recently we formed Ultimate Image Insurance Services as a division of Beach & O'Neill Insurance Associates.

Ultimate Image Insurance Services specially trained staff has the knowledge to assist you in obtaining insurance coverage to protect your business.

We also provide products for individual home and auto policies. Being flexible and open to new ideas, new types of risks and new opportunities have been some of the keys to our continued success.

We recognize the importance of technology in our continued success. This website was designed to assist you in obtaining information regarding insurance matters, and/or a pricing indication of the cost for those insurance needs.

The O'Neill's are committed to continuing the high standards we've set for ourselves over the years. As a team that includes the O'Neill family and the employees of Ultimate Image Insurance Services; a division of Beach & O'Neill Insurance Associates Inc., We will continue the promise of commitment to our clients, unparalleled integrity, and to follow the exciting path that Beach & O'Neill Insurance Associates has been paving since 1947.