Salon Insurance

Ultimate Image Insurance Services provides General/Professional liability & Property Insurance
for Hair Salons, Nail Salons, Day Spas, Barber Shops and Tanning Salons.

Complete the questionnaire below for your instant quote! No coverage is implied as provided until confirmed by a licensed agent at Ultimate Image Insurance Services.

Step 1: Provide Contact Information

Step 2: Provide Information About Operators to Cover Under this Policy

Number of Employed Full Time Operators

Number of Employed Part Time Operators (under 25 hours per week)

Number of Full Time Independent Contractors or Chair Lessees

Number of Part Time Independent Contractors or Chair Lessees

Barbers

Cosmetologist

Manicurist

Electrologist

Esthetician

Massage Therapist

*Independent contractors that are not covered under your policy must have their
own liability insurance.

Step 3: Provide Information About your Establishment

Do you provide any of the following services?

Ear Piercing Body Wraps Microdermabrasion

Do you provide Tanning services?

Yes No | If yes, How many tanning beds do you have?

What is the value of your business personal property?

What is the construction type of your building?

Wood Frame Concrete Steel Frame

Is your building sprinklered?

Yes No

Policy characterizations, coverage statements, costs, etc... contained within this web site are brief descriptions only and may change from time to time. The full and exact contract, including applicable conditions, exclusions and limitations and/or costs, is included only in the policy. For complete details contact Ultimate Image Insurance Services, a division of Beach and O'Neill Insurance Associates, Inc.

Step 4: Calculate your Quote

Policy Quote:

Step 5: Apply for Coverage

No coverage is implied as provided until confirmed by a licensed agent at Ultimate Image Insurance Services. By selecting ‘Apply for Coverage’ below you indicate that you understand and agree to these terms.

The next step will launch an Adobe Acrobat pdf. Simply complete the form and email it to sales@ultimateimage.com or print and mail to the address on our Contacts page.

If you have trouble opening the form when opting to Apply for Coverage please click here to download the Adobe Acrobat file to your computer.

(For higher limits of insurance, contact us @ 1-877-655-0123)

Business Personal Property
	Special Form including theft, $250 Loss Deductible
	Replacement cost coverage

Property Enhancement Endorsement / $250 Loss Deductible	INCLUDED
	Personal Effects and Property of Others/Maximum per occurrence	$10,000
	Signs and Barber Poles	$ 5,000
	Employee Dishonesty	$ 5,000
	Electronic Data Processing Equipment and Media / On premises	$ 2,500
	Off premises	$ 1,000
	Money & Securities / On premises	$ 2,500
	Off premises	$ 1,000
	Fire Department Surcharge	$ 2,500
	Business Income Option	$25,000
	Criminal Information Reward	$ 1,000
	Sewer or Drain Backup	$ 2,500
	Enhanced Glass Coverage	$ 1,000

	*Only the actual policy forms can provide coverage terms

Barber/ Beauty Shop General & Professional Liability *
	General Liability Aggregate Limit	$2,000,000
	Products/Completed Operations Aggregate Limit	$1,000,000
	Professional Liability	Included
	Each Occurrence Limit	$1,000,000
	Personal and Advertising Injury Limit	$1,000,000
	Tenant Fire Legal Liability	$ 100,000
	Medical Expense Limit	$ 5,000
	No Bodily Injury Deductible	0
	Additional Insured	Included
	Non-owned auto Liability	Available

Business Personal Property

Special Form including theft, $250 Loss Deductible

Replacement cost coverage

Property Enhancement Endorsement / $250 Loss Deductible

INCLUDED

Personal Effects and Property of Others/Maximum per occurrence

$10,000

Signs and Barber Poles

$ 5,000

Employee Dishonesty

$ 5,000

Electronic Data Processing Equipment and Media / On premises

$ 2,500

Off premises

$ 1,000

Money & Securities / On premises

$ 2,500

Off premises

$ 1,000

Fire Department Surcharge

$ 2,500

Business Income Option

$25,000

Criminal Information Reward

$ 1,000

Sewer or Drain Backup

$ 2,500

Enhanced Glass Coverage

$ 1,000

*Only the actual policy forms can provide coverage terms

Barber/ Beauty Shop General & Professional Liability *

General Liability Aggregate Limit

$2,000,000

Products/Completed Operations Aggregate Limit

$1,000,000

Professional Liability

Included

Each Occurrence Limit

$1,000,000

Personal and Advertising Injury Limit

$1,000,000

Tenant Fire Legal Liability

$ 100,000

Medical Expense Limit

$ 5,000

No Bodily Injury Deductible

Additional Insured

Included

Non-owned auto Liability

Available

Step 1: Provide Contact Information

Applicant Name:

Business Name:

Main Phone:

Alternate Phone:

Email Address:

Step 2: Provide Information About Operators to Cover Under this Policy

Step 3: Provide Information About your Establishment

Do you provide any of the following services?

Do you provide Tanning services?

What is the value of your business personal property?

What is the construction type of your building?

Is your building sprinklered?

Step 4: Calculate your Quote

Policy Quote:

Step 5: Apply for Coverage

Policy Coverage Limits *

(For higher limits of insurance, contact us @ 1-877-655-0123)

Business Personal Property

Property Enhancement Endorsement / $250 Loss Deductible

INCLUDED

Barber/ Beauty Shop General & Professional Liability *

Included