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Ultimate Image Insurance Services
Ultimate Image Insurance for Beauty Shop Owners

Ultimate Image Insurance Services provides General/Professional liability & Property Insurance
for Hair Salons, Nail Salons, Day Spas, Barber Shops and Tanning Salons.

Complete the questionnaire below for your instant quote!  No coverage is implied as provided until confirmed by a licensed agent at Ultimate Image Insurance Services.

Step 1: Provide Contact Information

Applicant Name:

Business Name:

Main Phone:

Alternate Phone:

Email Address:

 

Step 2: Provide Information About Operators   to Cover Under this Policy

  Number of Employed Full Time Operators Number of Employed Part Time Operators (under 25 hours per week) Number of Full Time Independent Contractors or Chair Lessees Number of Part Time Independent Contractors or Chair Lessees
Barbers
Cosmetologist
Manicurist
Electrologist
Esthetician
Massage Therapist

*Independent contractors that are not covered under your policy must have their
own liability insurance.

Step 3: Provide Information About your Establishment

Do you provide any of the following services?

Do you provide Tanning services?

   |    If yes, How many tanning beds do you have?

What is the value of your business personal property?

What is the construction type of your building?

Is your building sprinklered?

 

Policy characterizations, coverage statements, costs, etc... contained within this web site are brief descriptions only and may change from time to time. The full and exact contract, including applicable conditions, exclusions and limitations and/or costs, is included only in the policy. For complete details contact Ultimate Image Insurance Services, a division of Beach and O'Neill Insurance Associates, Inc.

 

Step 4: Calculate your Quote

Policy Quote:

Step 5: Apply for Coverage

No coverage is implied as provided until confirmed by a licensed agent at Ultimate Image Insurance Services. By selecting ‘Apply for Coverage’ below you indicate that you understand and agree to these terms.



The next step will launch an Adobe Acrobat pdf. Simply complete the form and email it to sales@ultimateimage.com or print and mail to the address on our Contacts page.

If you have trouble opening the form when opting to Apply for Coverage please click here to download the Adobe Acrobat file to your computer.

Policy Coverage Limits * 

(For higher limits of insurance, contact us @ 1-877-655-0123)

Business Personal Property

 

 

 Special Form including theft, $250 Loss Deductible

 

 Replacement cost coverage
 

 

 

Property Enhancement Endorsement / $250 Loss Deductible  

INCLUDED
  Personal Effects and Property of Others/Maximum per occurrence $10,000
  Signs and Barber Poles $ 5,000
  Employee Dishonesty $ 5,000
  Electronic Data Processing Equipment and Media / On premises $ 2,500
                                                                                                Off premises $ 1,000
  Money & Securities / On premises $ 2,500
                                                                                                 Off premises $ 1,000
  Fire Department Surcharge  $ 2,500
  Business Income Option $25,000
  Criminal Information Reward $ 1,000
  Sewer or Drain Backup $ 2,500
  Enhanced Glass Coverage $ 1,000
 

 

 
  *Only the actual policy forms can provide coverage terms  
 

 

 

Barber/ Beauty Shop General & Professional Liability *

 
  General Liability Aggregate Limit $2,000,000
  Products/Completed Operations Aggregate Limit      $1,000,000
  Professional Liability

Included
  Each Occurrence Limit $1,000,000
  Personal and Advertising Injury Limit $1,000,000
  Tenant Fire Legal Liability  $   100,000
  Medical Expense Limit $       5,000
  No Bodily Injury Deductible 0
  Additional Insured Included
  Non-owned auto Liability Available
 

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