Salon and Shop Owners(For higher limits of insurance, contact us @ 1-877-655-0123) |
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Business Personal Property * |
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Special Form including theft, $250 Loss Deductible |
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Replacement cost coverage |
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Property Enhancement Endorsement / $250 Loss Deductible |
INCLUDED |
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| Personal Effects and Property of Others/Maximum per occurrence | $10,000 | |
| Signs and Barber Poles | $ 5,000 | |
| Employee Dishonesty | $ 5,000 | |
| Electronic Data Processing Equipment and Media / On premises | $ 2,500 | |
| Off premises | $ 1,000 | |
| Money & Securities / On premises | $ 2,500 | |
| Off premises | $ 1,000 | |
| Fire Department Surcharge | $ 2,500 | |
| Business Income Option | $25,000 | |
| Criminal Information Reward | $ 1,000 | |
| Sewer or Drain Backup | $ 2,500 | |
| Enhanced Glass Coverage | $ 1,000 | |
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| *Only the actual policy forms can provide coverage terms | ||
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Barber/ Beauty Shop General & Professional Liability * |
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| General Liability Aggregate Limit | $2,000,000 | |
| Products/Completed Operations Aggregate Limit | $1,000,000 | |
| Professional Liability | Included |
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| Each Occurrence Limit | $1,000,000 | |
| Personal and Advertising Injury Limit | $1,000,000 | |
| Tenant Fire Legal Liability | $ 100,000 | |
| Medical Expense Limit | $ 5,000 | |
| No Bodily Injury Deductible | 0 | |
| Additional Insured | Included | |
| Non-owned auto Liability | Available | |
Independent Contractors * |
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Barber/ Beauty Shop General & Professional Liability |
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General Liability Aggregate Limit | $2,000,000 |
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Products/Completed Operations Aggregate Limit | $1,000,000 |
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Professional Liability | Included |
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Each Occurrence Limit | $1,000,000 |
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Personal and Advertising Injury Limit | $1,000,000 |
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Tenant Fire Legal Liability | $ 100,000 |
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Medical Expense Limit | $ 5,000 |
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No Bodily Injury Deductible | 0 |
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Additional Insured | Included |
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Non-owned auto Liability | Available |
IMPORTANT: THE FOLLOWING SERVICES ARE EXCLUDED FROM COVERAGE:
