Ultimate Image Insurance has specialized in writing low cost insurance for independent contractors for over 60 years. Here is a list of reasons why over 1500 independent contractors purchased insurance through us last year.

We offer:

1. Low Annual Premiums Starting at $221.00 with Payment Options

2. Excellent Customer Service

3. Great Coverage That Follows You Where Ever You Work

See a full list of policy coverages at the bottom of this page

4. Policy's Written Through an "A" Rated Carrier by A.M. Best

5. Knowledgeable Staff That Knows Your Industry

To get an instant quote, complete the form below

Step 1: Provide Contact Information

Applicant Name:

Main Phone:

Alternate Phone:

Email Address:

What services do you provide?

Cosmetologist
Manicurist
Barber
Massage Therapist
Esthetician
Electrologist

Do you provide any of the following services?

Ear Piercing Body Wraps Microdermabrasion

Step 2: Calculate your Quote

Annual Policy Quote:

Step 3: Apply for Coverage

1. If you have questions, or if you would like to purchase coverage immediatly please contact Kevin Fox by phone @ 1-800-640-0123 or email kevin@beachandoneill.com.

2. If you would like to apply online please click on the link below and fill out an online application. To get your coverage started please email the application to sales@ultimateimageinsurance.com or fax to 916-676-0860. One of our staff members will call you to confirm we received your request for coverage.

The next step will launch an Adobe Acrobat pdf. Simply complete the form and email it to sales@ultimateimageinsurance.com or print and mail to the address on our Contacts page.

If you have trouble opening the form when opting to Apply for Coverage please click here to download the Adobe Acrobat file to your computer.

Policy characterizations, coverage statements, costs, etc... contained within this web site are brief descriptions only and may change from time to time. The full and exact contract, including applicable conditions, exclusions and limitations and/or costs, is included only in the policy. For complete details contact Ultimate Image Insurance Services, a division of Beach and O'Neill Insurance Associates, Inc.

No coverage is implied as provided until confirmed by a licensed agent at Ultimate Image Insurance Services. By selecting ‘Apply for Coverage’ below you indicate that you understand and agree to these terms.

Policy Coverage Limits*

(For higher limits of insurance, contact us @ 1-877-655-0123)

Barber/ Beauty Shop General & Professional Liability
	General Liability Aggregate Limit	$2,000,000
	Products/Completed Operations Aggregate Limit	$1,000,000
	Professional Liability	Included
	Each Occurrence Limit	$1,000,000
	Personal and Advertising Injury Limit	$1,000,000
	Tenant Fire Legal Liability	$ 100,000
	Medical Expense Limit	$ 5,000
	No Bodily Injury Deductible	0
	Additional Insured	Included
	Non-owned auto Liability *Only the actual policy forms can provide coverage terms	Available